A Partnership Where You Lead

Tandem Investment

At Cyclist Investments, we believe you should be in control of your financial future. Our unique Tandem Investment service embodies this philosophy.

How Tandem Investing Works​​

This model is designed for investors who like to be in control, want active involvement and direct ownership of their strategy, backed by our rigorous and independent investment process.

The Cost of Conventional "Expertise"

The traditional asset management model is fundamentally broken, and the cost to investors is staggering.

This high-cost, low-probability model is what we reject. Our Tandem approach is built to provide the expertise you need without sacrificing an unreasonable portion of your returns.

The current model is working, just not working for you:

Persistent Underperformance

Data shows that over 80% of global asset managers fail to beat their benchmarks over the long term. In South Africa, this figure rises to a shocking 95% underperformance against global equity indices.

Certain Fees, Uncertain Results

These managers charge high fees – typically around 2% of your assets annually. This creates a perverse reality: your fees are guaranteed, while market-beating performance is historically unlikely.

The Peer Group Illusion

Many funds report performance relative to a peer group. This is a misleading metric. Outperforming a group of other underperformers does not create real wealth. The only performance that matters is outperforming a market benchmark—the return you could get from a low-cost ETF.

Math Doesn't Lie, your Advisor Might

Consider a fund that manages to generate a 4% excess return (alpha) – an outcome with a less than 20% probability. After deducting a 2% management fee, 58% of the wealth you generated above the benchmark is paid to the advisor.

For Those Who Prefer a Hands-Off Approach

We also offer traditional Managed Portfolios for clients who prefer to delegate the day-to-day investment decisions to our team, while still benefiting from our core philosophy.

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